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加拿大最好的活期利率 RRSP TFSA

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发表于 2010-1-17 11:23 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到 INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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2 T$ T2 \  u5 ?6 Z5 [开账户也很简单, 只要登陆网站 www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。
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注意申请者需有SIN。/ e9 \8 u" E' Z" B
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ING DIRECT的所有利率情况如下:
. s2 {3 ^9 A4 `Investment Savings Account (ISA) 1.35%
2 _& o$ {2 e! {  y* k1 OUS$ Investment Savings Account (ISA) 0.75%  D; r( D& q3 q9 _; m
RSP Investment Savings Account (RISA) 1.35%
; c$ T* [* A  E  u- e4 A( B) ?Tax-Free Investment Savings Account (TFSA) 3.00%% r# N4 d: ]9 A+ ]
Children's Savings Account 1.35%
; w) a) ?" p: B$ F4 Y+ [  uBusiness Investment Savings Account 1.35%
% w9 B' \0 V3 vUS$ Business Investment Savings Account 0.75%& _6 U5 I" B5 s0 X- d
Guaranteed Investment (GIC) - 1 Year 1.25%
4 t( I$ Z  d* g1 ]& K; SGuaranteed Investment (GIC) - 1 ½ Year 1.50%6 R8 d7 s  e' q
Guaranteed Investment (GIC) - 2 Year 2.00%" z' H5 Q5 p5 @8 }
Guaranteed Investment (GIC) - 3 Year 2.50%
4 P5 Z( l' S( T. aGuaranteed Investment (GIC) - 4 Year 2.50%# U: X% ^. n& ^$ M4 R/ X+ ^
Guaranteed Investment (GIC) - 5 Year 3.25%* W4 O  q& e3 g2 r6 `
US$ Guaranteed Investment (GIC) - 1 Year 1.00%
  @' O3 f/ u5 Q+ ?7 a. q' e$ p; tUS$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%. y& T! b% y- p& i
US$ Guaranteed Investment (GIC) - 2 Year 1.25%
4 p1 c2 m% ~3 {1 s: I: I) RUS$ Guaranteed Investment (GIC) - 3 Year 2.00%% e0 }9 b% `- C# r2 @
US$ Guaranteed Investment (GIC) - 4 Year 2.00%' i) M  p$ r# l2 Z
US$ Guaranteed Investment (GIC) - 5 Year 2.00%9 z$ A; M- j" y- b+ l: r7 E/ u
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
( w3 f) c  r$ D3 Z) G! F7 PShort Term Guaranteed Investment (GIC) - 180 Days 0.50%0 K, U% h, O" _& i9 H7 t
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%2 s& Z  E% U! {& D% z
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%& n0 H5 o% p* e) T& _
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
& z) a1 y& J/ t6 F$ ~US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%; p0 e% o- `0 s& _; U0 r( v8 C" \8 M
Business Guaranteed Investment (GIC) - 1 Year 1.25%. ?( u* P$ `1 ~. @
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%
7 \/ t: J% i/ ]$ Y, |: x. l( C: WBusiness Guaranteed Investment (GIC) - 2 Year 2.00%' P+ O! ?, d  |/ J: T% {
Business Guaranteed Investment (GIC) - 3 Year 2.50%
$ o7 G/ k. w* lBusiness Guaranteed Investment (GIC) - 4 Year 2.50%: S  k7 O- Z) w: t5 X$ j+ e! E- c
Business Guaranteed Investment (GIC) - 5 Year 3.25%0 V5 U6 d; a8 f: F6 k2 k( P4 L" W
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%. l* p2 L* Y- ^: x% h
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%/ W( O& G* c4 @- p2 v
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%5 f4 I' W+ y3 U5 o
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%
9 O/ v( n0 j8 f9 p5 o* s7 _7 VUS$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
2 H1 e4 C6 |1 LUS$ Business Guaranteed Investment (GIC) - 5 Year 2.00%: c' D  h' N& E- l& ^( @1 b8 c
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%% T5 ^- B3 {4 n& W4 V
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%* M- M! {* Q9 O5 S9 a( [* I
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
3 f) s5 w' I2 @# F  R* m! SUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%. ?- I% f! C& g; M4 b) Y: [8 r
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
* G" f4 D/ d" M/ [) R! h! QUS$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
* z$ t9 H7 J# X% hRSP Guaranteed Investment (RGIC) - 1 Year 1.25%
3 v& Y" `5 _9 F+ uRSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%- E7 x8 Z3 q$ e, D
RSP Guaranteed Investment (RGIC) - 2 Year 2.00%$ ]% r* t! ^5 w7 X4 o: R
RSP Guaranteed Investment (RGIC) - 3 Year 2.50%
# m7 J' S) d  s  G0 jRSP Guaranteed Investment (RGIC) - 4 Year 2.50%
' n3 m6 k% U5 q1 T; Y1 ERSP Guaranteed Investment (RGIC) - 5 Year 3.25%" D' a! @, {- \+ {
Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%! R) _* G# |7 r- _! `% d' N9 I6 V
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%: e* e- h$ m. h9 `
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%
0 X, `. Z: M5 uTax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
9 D3 i/ W. d8 h; k3 BTax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%; P( B, W; w, L3 q$ D0 @
Tax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
+ G' b5 r# B' f" W2 HTax-Free Guaranteed Investment (GIC) - 3 Year 2.50%- k/ w  B  h( d& T" F. h( Z* o
Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%9 ~2 B: B* X# Y: F3 @) w7 z
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%9 u% D( z" \1 g& |/ @' W  U7 Q5 O
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
) l9 q- {$ K! t0 o' M, ^  ATax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%) l3 \5 Q# {1 F, E5 l
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%) e# {3 B$ c6 I5 q, j
Credit Account as low as 3.95%  }" H5 C6 l- \
unmortgage - 1 Year 3.39%
5 |' [6 w7 t9 V6 {# r; U; iunmortgage - 2 Year 3.59%
% }; o/ A- V, l+ kunmortgage - 3 Year 3.65%, [. s8 C# ^7 k4 T% I: N
unmortgage - 4 Year 4.09%
  v/ k! i. {4 o( uunmortgage - 5 Year 4.49%
. s3 U: i2 Q! w; q$ dunmortgage - 7 Year 5.50%3 o3 U3 ~0 d% o
unmortgage - 10 Year 5.50%3 l3 z$ n- z+ w
unmortgage - 5 year variable
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