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加拿大最好的活期利率 RRSP TFSA

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发表于 2010-1-17 11:23 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到 INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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开账户也很简单, 只要登陆网站 www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。  ]' U, c# |; A1 U/ @
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注意申请者需有SIN。0 Y3 \+ j6 n+ G  F0 f8 c7 b$ B# ?
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ING DIRECT的所有利率情况如下:2 ]1 I% R, \4 v+ W8 w- }5 O
Investment Savings Account (ISA) 1.35%
5 \7 S0 U8 M$ j; fUS$ Investment Savings Account (ISA) 0.75%5 f7 X& b, Q3 S$ h6 W, g
RSP Investment Savings Account (RISA) 1.35%3 E8 N4 e  Z) D. i0 L
Tax-Free Investment Savings Account (TFSA) 3.00%# v. C+ V4 g( a' E4 W2 E
Children's Savings Account 1.35%: V) Z) y" N- r2 f
Business Investment Savings Account 1.35%9 [2 Y7 N1 B8 c& M9 U, b3 d
US$ Business Investment Savings Account 0.75%
" M& p* k. c7 F! i0 JGuaranteed Investment (GIC) - 1 Year 1.25%
2 a3 P' s" D* L% l* LGuaranteed Investment (GIC) - 1 ½ Year 1.50%
4 e  y  P/ q+ j8 ?: V4 a- [6 f# IGuaranteed Investment (GIC) - 2 Year 2.00%
* l& C7 ]/ J- ^, x6 n. yGuaranteed Investment (GIC) - 3 Year 2.50%
' E  ^- h0 q, `! F$ ~) l/ d; ?& FGuaranteed Investment (GIC) - 4 Year 2.50%
  A7 l: w% {( C- j7 `Guaranteed Investment (GIC) - 5 Year 3.25%
% v# r6 y0 X6 O+ ?, A! YUS$ Guaranteed Investment (GIC) - 1 Year 1.00%
& ]6 ~2 |; S3 `' Z$ W1 P3 r0 F7 XUS$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%" E; A$ P) N) h# B
US$ Guaranteed Investment (GIC) - 2 Year 1.25%
# t( r2 h8 k  a& \9 ~3 ^: \US$ Guaranteed Investment (GIC) - 3 Year 2.00%5 ]+ F) m8 ?  b4 o7 `6 b# S! D
US$ Guaranteed Investment (GIC) - 4 Year 2.00%
  _2 r4 {7 ^6 \) V# k+ j8 PUS$ Guaranteed Investment (GIC) - 5 Year 2.00%2 q7 V0 J0 ~" M$ K* g+ K! H
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%& U+ @' k( B5 h7 j- c7 I. A9 @
Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
% w% i3 }! H  @Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
7 B5 S$ v5 X; d$ MUS$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
: \+ C2 J% t! H5 f3 [/ b/ qUS$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%8 ?% K* _3 d) i. k3 |9 l8 d  o
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
) r- }5 R: _! b6 z6 I4 N9 wBusiness Guaranteed Investment (GIC) - 1 Year 1.25%5 t, D! {3 j2 t* A
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%
4 C7 n# @( c+ W; bBusiness Guaranteed Investment (GIC) - 2 Year 2.00%# c) g4 e7 B6 ?5 \! K
Business Guaranteed Investment (GIC) - 3 Year 2.50%
5 d$ @7 ~/ R  i7 w- k% F- Q8 {Business Guaranteed Investment (GIC) - 4 Year 2.50%
, Q! }  u- n- s5 ^& OBusiness Guaranteed Investment (GIC) - 5 Year 3.25%
1 D  X9 J2 \* h0 K6 ^9 \/ aUS$ Business Guaranteed Investment (GIC) - 1 Year 1.00%3 A+ D0 F; w' [1 U5 ]1 Q
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
( M* }* L- t( y5 [- r& D" ~" n. eUS$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
# m3 \4 D$ s0 L. O. CUS$ Business Guaranteed Investment (GIC) - 3 Year 2.00%
$ v: p4 b' `! |9 }" ~8 ]+ OUS$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
7 {& R4 O* i# _, g3 ]$ Z6 rUS$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
# T9 j4 c# |; f1 N9 g2 D8 ]1 q! S6 _+ mBusiness Short Term Guaranteed Investment (GIC) - 90 Days 0.50%9 w8 N3 }. g" {4 N/ ~# X
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
3 l/ s# |. ]  {; _4 eBusiness Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
/ J& f/ X: U8 t* q8 g7 L6 _7 V- YUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%+ `$ g: T6 q0 ~6 ?
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%/ \/ |/ v$ a9 K0 @# ^* G- V
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%' n( W( Z7 s( Q% _' Y. D6 `3 b* @% O) b
RSP Guaranteed Investment (RGIC) - 1 Year 1.25%
; p  ]( @( G1 L5 XRSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%7 e: c# D# a% f8 |
RSP Guaranteed Investment (RGIC) - 2 Year 2.00%; F5 Y8 V" N7 V/ {2 R( }
RSP Guaranteed Investment (RGIC) - 3 Year 2.50%
% s4 ^- v1 ?( f( d- W8 eRSP Guaranteed Investment (RGIC) - 4 Year 2.50%
& k  u. o  {2 ~% A0 X( s3 NRSP Guaranteed Investment (RGIC) - 5 Year 3.25%
0 g4 }2 o0 g1 `0 z5 I( R. _Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%+ \8 d0 ~' Q! N/ q, L4 m
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%2 J1 T; J7 k1 \, a4 m
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%( g& O% P5 y) ~+ e: A% f
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%4 i6 `4 G# T, X
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%$ z) `/ W; G+ w0 }0 W  t4 I" P
Tax-Free Guaranteed Investment (GIC) - 2 Year 2.00%1 B" \* Q# e8 _6 c/ P, d
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%1 v4 T0 |" C6 z, ?3 {2 O  e. o
Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%! x) ^* q3 _: G
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%
$ k8 d3 Z# t3 t9 K8 u/ ]Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%& S7 B: f. k5 C. p: j6 y
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
8 `: \  I* u; }4 P( z3 CTax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%. y( Y. _. D- X& d" A) {; d$ l
Credit Account as low as 3.95%
9 F1 @9 Y; D+ J& j% ~& w# p0 Y0 munmortgage - 1 Year 3.39%% _( ~$ A: c+ K! R& W% O/ I
unmortgage - 2 Year 3.59%
4 @  |: y; T! V- U) U( B- qunmortgage - 3 Year 3.65%" g8 @. Y$ h1 f' L
unmortgage - 4 Year 4.09%; x: n2 x/ b3 p, r8 a1 L
unmortgage - 5 Year 4.49%+ N4 ?+ l  a2 P/ w
unmortgage - 7 Year 5.50%
; c: l9 j( G) n8 Bunmortgage - 10 Year 5.50%
0 c) j) R: C  I8 e/ j& aunmortgage - 5 year variable
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