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本帖最后由 PTL 于 2013-3-12 10:45 编辑 9 r1 t0 ? w6 b, l: A, q* ]7 F
kismet 发表于 2013-3-12 09:34 
5 A1 S6 h) c, Z% n& F- u能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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3 i0 Z0 t5 {( J- g你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/$ f4 j! T8 `* d! f/ Y1 q6 f: J
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What are my options if I leave the Plan before I reach age 55?
0 i: D! n' f/ VYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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What are my options if I leave the Plan before I reach age 55?
/ q; H8 j5 A9 hYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.! g% t6 `6 Q. T! E4 J
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If you are 55 or older, you may:" G* z. n: \5 A, o+ n6 k! m4 Q
; j# b+ j: [% u! Oreceive an immediate monthly pension, as well as any8 ~+ `( ^+ a$ n+ ~3 f
excess contributions. (If you choose to receive your/ k3 Z1 C! N+ B+ ?. M
pension before you turn 65 or before your age and years
( W3 B# v$ U( i0 mof service add up to 85, your pension will be reduced.- p* P# D+ K! t" N) X3 w) A& O
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Reduced pension5 x: p% F5 n+ r- z$ I& `
: E- F/ B! I: q% h' L, W" KYou can retire any time after you reach age 55 if you have at least
- A$ w% l5 E- H" E- Htwo years of service (including any CPS).
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& k \+ c$ C4 r _Your pension will be reduced
( G& h9 L: t# Oby three per cent for each year you retire early.
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This reduction will
4 H8 f6 o$ t* V( K9 Y; J$ dbe based on the number of years your age is short of 65, or on the) @. \+ C0 B% M6 }0 b6 J" r
number by which your age plus years of service is short of 85 points,
$ h$ G. L% E+ Y- s1 _4 Hwhichever gives you the higher pension.8 D. d$ t; w) _2 t) J
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Here is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
