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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户6 q5 D  K9 s/ e! E' {5 Y+ W1 n
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What kind of account did you have in your mind?! [: x+ G5 s2 G' S$ o; w+ y
你想开哪种帐户?
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+ x! Z9 `, R' M6 p$ LDo you like to open a current account?1 ~3 w( d7 @: Z/ S8 ]
你想开一个活期存款帐户吗? $ T5 k" G6 x6 B3 I
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A deposit or current account?+ t, `' U1 L5 P$ f
定期还是活期? 8 `. g/ Q2 t/ H* A

, i. ^1 j& G9 Q4 p( e. d, z4 ^Please tell me how you would like to deposit your money.
+ x. v7 G# P: _4 n请告诉我你想存何种户头? + E0 N* w4 i3 J; R# f  C2 N, A) J

# x/ Q" |6 S: z% k6 bThere's a service charge for the checking account but no charge for the savings.
6 B4 r1 X; l' f8 P( d支票户头要收服务费,现金户头不收。
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8 @/ }: J: Q. V8 n& Y1 k/ {Our minimum deposit for a savings account is 100 dollars.
8 R3 S% h: V0 A9 u4 [5 u. \* l我们储蓄存款的最低存款额是100美圆。 ! Y  q6 D1 e* i
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Five yuan is the minimum original deposit.4 e. W4 x: W# w
最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.! E7 ^, h0 U9 a" P8 h" h6 S. d0 L
你可随时以50美圆的起存额开立储蓄帐户。
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( c2 i$ p) Z& g% R" ^Even one yuan is all right.2 a. c* R4 M- {+ N! r& V
甚至一元也可以起存。 4 w, }$ r, _4 t1 Z) D

+ }2 a5 N# M- P& GHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it., n4 i+ ?# D8 |, s3 P) z9 u2 z
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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I should like to open a current account.9 m; u" S& j1 p
我想开一个活期存款帐户。
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I need a checking account so that I can pay my bill.
  \  [: x( g1 c1 c7 T) h我需开个支票帐户,这样就能付帐。 . n( f7 W/ N. K+ B) D% |% g4 V$ O8 \+ O

5 [" P% i2 X8 DWe'd like to know how we open a checking-savings account.5 ^8 w( k) g4 q7 p, b
我们想知道如何开一个支票储蓄帐户。
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I have a checking account here.. J+ F, ~7 Y2 B% o0 m
我在这里有一个支票存款帐户。
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# \# R! S4 Z2 UI think I'd like a deposit account.5 F# b. H& T- q+ w6 l2 v7 N
我想要开个定期存款帐户。
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Can I open a current account here?
0 |# {  B  m7 ?$ n) N我能否在这儿开个活期存款帐户? - d% o4 m) W0 \  S% `# @

$ z& m+ h9 v. Q$ L) FI want to open a deposit account with you./ @/ F$ u" y  a! z
我要开个储蓄帐户。 : U5 x1 p( ]2 k. `, {4 P
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I'd like to open a deposit account with you.; n  E* z9 z- i+ i5 F
我想在你们这儿开个定期存款帐户。   u+ X  g& G5 O% J& a. X: i

( s# J, K9 z8 eCould you tell me the difference between a savings account and a checking account?
5 X$ H5 E* u5 m# k+ `请告诉我储蓄存款与支票存款的区别好吗?
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Please tell me the procedure for opening a savings account.
& m: r8 h$ M' V2 E请告诉我开个储蓄帐户需要什么手续。
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2 c9 I1 X3 _. b9 a9 b" AWill 100 yuan be enough for a minimum deposit?
/ K* ~( c8 p  D- b100元作最低存款额够吗?
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9 B8 @. M( u& R1 |. C/ H# q4 xI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
, ?- U+ \% ^* u$ V1 R我想知道开一个支票帐户200元存款是否够。
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7 {1 [+ q( n" h. N1 |% c+ B9 |Could you tell me how to operate this account?) R6 a4 p& K0 D' O& D) B
请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?
& A7 `3 D  e7 Z1 C第一次储蓄有最低限额吗?
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+ z0 y$ \" B# V" y) @8 ^- C3 vHow much does each account cost?& `) @, G) L: `+ V
每个帐户要花多少钱?, a; v4 d. b. C2 a) v3 E, ^
 
7 m1 C- H( o9 }: }Useful Phrases
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current deposit, current account 活期存款, R5 ?: q; y" S+ ?
fixed deposit, fixed account 定期存款
1 Y) h- V/ g! G3 U3 ?0 {1 Efixed deposit by installments 零存整取- f. K! F" q4 h2 G* B" R) W7 n/ A
joint account 联名存款帐户7 r0 U$ }- ~' @8 r$ a0 P
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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- q' \, Q- R6 P8 zHow much do you want to deposit with us?! b6 J$ h6 P5 t1 a/ k8 ?
你想在我们这存多少? ; G3 \& q  T7 q: B* B( \
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How much do you wish to pay into your account?
' t+ {" w; z$ ~" E' O2 q3 b: @你希望在你的户头上存多少?) M3 x: W: e/ a: P% X
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How much money do you plan to keep in your account on a regular basis?& w3 s, t, b/ J/ Y
你计划在你的户头上定期存放多少钱?, [/ C/ Q: [" g

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How much cash do you plan to deposit in your account?  L* h! _- ~/ m
你有多少钱要存入呢?
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& o9 i: X+ B! Q* e7 G9 f# r- `I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.5 K, `% e7 z) L% C  j2 b- I4 o
我认为你可把钱存入银行,或留在银行暂保管起来。
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?, {5 G  J4 y; E
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?1 t3 y7 h. F- B
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. N3 |! u0 e' A3 G; X1 Y& U' h6 VI want to deposit 300 yuan in my account.0 X0 ]/ a2 K  K0 J
我想在我的户头上存300元。! p. o) R8 Y8 Z

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9 b4 [: ]0 {: e* TI want to deposit these cheques in my account.! ~& s4 G! q) x. n2 ^# L. S8 v
我想把这些支票存在我的户头上。
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+ l3 ?% Z% o' W, L) T, }5 rI'd like to pay 200 yuan into my deposit account./ s0 h4 A: ]1 P* E7 d2 b* ^3 r4 ^
我想在在我的定期存款户头上存200元。
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+ c. m/ N' v; X/ j/ N9 J6 g: hI want to deposit my paycheck.% M- Q9 S  Y4 @4 ]1 k) V$ S
我想存入我的工资支票。( @9 s7 ^* o5 F* R7 M7 ^) L# V
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' ]9 y2 @' M' a! xI'd like to know whether I can cash a cheque here.4 C) W" S# M+ ?8 y. _" x1 V+ p0 o
我想知道我能否在这兑换支票。
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- V: `# b) T1 ]7 x4 OWill you please cash this traveler's cheque?+ K8 [! f* }, N) U. t
请兑现这张旅行支票好吗?0 h7 @6 B# _9 k8 @3 s. x0 f
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- b/ y3 B- A/ \0 Y8 ^, }$ t- oI'd like to cash this money order.
6 m9 J: c( I$ I; H; i我想兑现这张汇款单。1 P- r0 m4 W/ Z) g. {
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; o( Y+ _1 ?8 c) x* P4 ?! F# f  wI want to cash the balance of a traveler's letter of credit.; m+ s: o0 {/ A; q2 @6 R
我要把旅行信用证的结余兑现。* W* F0 ^8 f( N, z; ~

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9 O8 s7 M3 i' s% h$ w2 P( RWill you please tell me whether you charge for cheques?  t, i5 C" k- ^/ E& X3 ?6 F3 n
请告诉我兑换支票收手续费吗?' k  c* t) {. B/ ?( Q

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9 v# [5 \6 B1 H- hCould you tell me how much the checks cost?" H2 W8 W& l% I8 X5 L+ G3 X  J, q
请告诉我这些支票要花多少钱?
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What if I overdraw?
7 _. k% g: ]+ O9 H# f如果透支了怎么办?& n4 h6 S: t' z+ \( ~

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Please sign your name on the bottom line if you want to cash the check.5 i4 g) g" }: l* @
如果想兑支票,请在底线上签名。' Y$ V1 f! M  Z

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: A( I5 u; H" C! z5 FPlease write your account number on the back of the check.  `0 `/ A7 W! L7 L; J4 E/ `
请在支票背面写上你的帐号。
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We honored the check as the overdraft was only 5 yuan., C. f) u2 O4 v
我们承兑这张支票的透支额只有5元。' [* A2 x; t! r; G, x

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: p5 V9 S0 f& @# nPlease endorse the cheque.
$ u" W+ a4 c0 o9 {8 v6 C3 b请背签这张支票。' b( `* b* V; a% v# p3 p& u
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. T5 |+ A4 U1 nThe traveler's checks cost 1.5% of the total amount of purchase.
1 V+ Q3 ]4 K" ~: j. A+ |旅行支票手续费是购买总额的1.5%。
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".! p! s5 N$ B) N  E
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.# r) u% k5 k5 L; L
你每开一张支票将花2美圆。# Q. {3 N8 h1 j6 J$ n6 B+ ~
 
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) F1 _. G3 n& v6 D- I) \Useful Words and Phrases : G( F8 \" b: l

1 i) U* t3 p  z# b- @: L, F1 saccount number 帐目编号  q' W, r4 o8 W& i, F1 {$ V
depositor 存户7 D( G' ^+ F+ z' c! K
pay-in slip 存款单  h0 m% _5 z& K( q; y6 r; i
a deposit form 存款单3 F3 P. C- `3 s$ N
a banding machine 自动存取机' \, P- a) M6 @4 Z+ `
to deposit 存款
3 P; t5 e# J# F" V- J% _deposit receipt 存款收据
/ Q7 b9 x1 ^9 w1 W5 l) M. @private deposits 私人存款
+ H' q8 r3 ?: _% k& R) Dcertificate of deposit 存单
: O- d: @2 d! l5 i* X/ J; xdeposit book, passbook 存折
- n4 ]7 P3 X3 q( Dcredit card 信用卡
8 L6 ?: \! }& ]. s) g2 Pprincipal 本金
  k8 i: ~. o$ L( boverdraft, overdraw 透支
/ S3 x( @/ _5 zto counter sign 双签
' q. I+ F# `9 W9 uto endorse 背书% Z4 [, |# T9 `( h
endorser 背书人6 p2 Y$ z  u* g3 q7 r
to cash 兑现. N# R) U7 V9 X7 r9 P2 D
to honor a cheque 兑付( p* I1 q; U( s+ j6 _* V; O3 ~
to dishonor a cheque 拒付
: B" p8 @$ C" }3 q/ ^# M. i3 {% U) uto suspend payment 止付
# A6 r6 [& Y) h3 u6 xcheque,check 支票) E" s; i" U$ v+ ~* L) J0 J
cheque book 支票本/ l' `0 ^2 {$ [1 s- D; S3 B
order cheque 记名支票. T: Z: H: Q2 r% q) R
bearer cheque 不记名支票( F3 c- s6 _% t- f3 _
crossed cheque 横线支票  `. z/ ?1 ?; W' p9 m
blank cheque 空白支票
" b, q3 f* J2 x+ E9 B& nrubber cheque 空头支票
+ w+ R2 K9 v( [; mcheque stub, counterfoil 票根
) y  R) v$ T. p; J1 \  }& P: @cash cheque 现金支票- E' J) |  r, ?( z( @' N, V$ O/ r
traveler's cheque 旅行支票
* ~% ^* }" a/ Z  U; ^# echeque for transfer 转帐支票$ h- O% l, h" u
outstanding cheque 未付支票
, L: t4 v+ `2 I3 J( l1 scanceled cheque 已付支票. q" A7 z0 D; ?. S' g4 t
forged cheque 伪支票
- R( t5 `* \* `8 `3 u$ _Bandar's note 庄票,银票
理袁律师事务所
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余+ o! w/ F% V4 x) f) _
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
7 w% V+ u( @0 p1 t, [+ C我想知道一下我是否能提取存款来支付天津购物的费用。: u( ~- c$ {6 f: p

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. l. I  A5 h0 d% o+ FI want to withdraw 200 dollars from my deposit account.
* ]2 s! ?$ I- y7 l! F7 D我要从我的定期存款中支取200美圆。
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I want to close my account with you.
5 b. v% r8 |/ }0 s/ r; I我想结束在你们这儿的帐户。5 E3 M) a+ B, p$ r" F$ q& |
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I'd like to draw 100 yuan against this letter of credit.# F, ^8 g7 X) t) C
我想从这份信用证上提款100元。! z" D( y& ?9 f) ^3 M$ f7 a2 ?

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# J* H% R3 |2 U; i& {* M) bMay I draw money against the letter of credit here?
& ]4 S* t4 O1 ~% t我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?
: b4 B6 C# z( J1 r9 B% s$ c: _能否把存款结余金额告诉我?/ Q$ m/ B( M6 b( Z7 i; \& W

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( Z, A3 `# \8 M, f8 [$ ?# K+ pPlease let me know my balance.5 V9 [% Q! X  E
请告诉我结余金额。. d- N. V4 z2 r4 k

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) ?: Q6 F! K: u/ C: H$ ~: aI think you can draw on this account by cheque in payment of goods.
! e' ?6 [1 q8 h; d# K; t: \我以为你可用支票提款支付购物费用。
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Your balance at the bank is 300 yuan.2 `9 P+ s- U/ ?
你在本行的结余是300元。
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Your deposit is exhausted., r8 ?' d6 y8 i0 s/ ^' ~* S7 B
你的存款支净了。
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Your letter of credit is used up.
  ?: F5 U; u7 @9 g+ g你的信用证用完了。
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Please tell me how you wish to draw your money.* t: s8 }- [; e; I
请告诉我你希望怎样支款。
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5 q& a+ U5 Z( R$ Y3 _- cFill our a withdrawal form, please.' C: z* E: A" k" D
请填写取款单。0 Y5 C. c; ^  Z% D
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9 ]5 @' i# M5 E4 Z3 `The letter of credit is exhausted.
5 K/ k7 p3 N+ L" d信用证上的款子已提清。
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The letter at Counter 6 will pay you against your number slip.: W. @) Y/ u9 I6 N
六号柜台的出纳员将根据你的号码牌付给你钱。 
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7 d5 f8 ^" t9 d7 ?* |5 ^& S6 iUseful Words and Phrases : V/ l5 g9 r6 y( o% _4 Z* }: P
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to close an account, to clear an account 结清
  l9 B. e' Q4 K8 r$ k; Q- Tto draw money 取款
7 E# A9 ^. L4 F2 K) Udrawing-out slip 取款单% F% K5 ?  Q, S2 [
the number slip 号码牌9 |- L, f: u9 N( R# ?8 ^3 Z8 @/ ]
a withdrawal form 取款单
  W, h# }. l: vto fill in the receipt in duplicate 一式两份填这张收据
- e6 C* z2 Q2 b0 ^* `0 {8 H7 G2 vteller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表8 S0 I* t% G" ]* z- p
好,已收藏!
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Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
2 b  [6 J8 @: D! W$ [+ T* d
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老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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